Micro Finance Software

Customer Management (CRM): Centralized repository for borrower profiles, biometric/ID verification, and credit history.

Loan Origination System (LOS): Automated workflow for loan application, risk assessment, and approval hierarchy.

Automated Servicing: Dynamic EMI schedule generation (Flat vs. Declining rates) and automated penalty calculations for overdue payments.

Collections Dashboard: Real-time tracking of daily cash collections and field officer performance.

Reporting & Analytics: One-click generation of Profit & Loss statements, Aging Reports (PAR), and delinquency alerts.